KAUNAS - As debit cards reach saturation point in all three Baltic states, the banking industry is aggressively promoting easy access to credit facilities that only 10 years or so earlier were either not on the horizon or out of reach for the majority of banking customers. Something has clearly changed to encourage citizens in the Baltic states to adopt a "buy now 's pay later" approach to lifestyle requirements. It would appear that there is a new generation 's not automatically all young either 's glad to shake off the restrictive Soviet style spending patterns of yesteryear. Also, of...
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