Luminor grants 550 thousand to cleaning services provider BCS SIA

  • 2023-04-13
  • Luminor Bank

Luminor Bank has granted more than half a million euros to BCS SIA, one of the largest companies in the professional cleaning sector, for business development. The company has obtained a new credit line of €350,000 and a lease of €200,000. The loan is issued with an Altum guarantee.

BCS SIA will use the credit line for maintenance of the machinery as well as for day-to-day expenses, while the lease will be used for the purchase of various machinery needed for business operations, including cleaning equipment, washing machines, etc.

“The services sector was one of those most affected by the pandemic and the restrictions it brought. BCS SIA has successfully overcome this period and has now achieved an increase in turnover by actively attracting new partners and clients, as well as expanding its range of services. Continuous improvement of management will allow the company to compete successfully in the market,” says Ilze Zoltnere, Head of Corporate Banking at Luminor in Latvia.

The company provides cleaning services for supermarkets, office buildings and other premises, as well as dry cleaning and other cleaning services. The largest partners of BCS SIA are Maxima, Rimi, IKEA, Drogas, Kronospan, Realto, Euro Aptieka, Vairāk saules, etc., including state and municipal objects, such as the State Revenue Service, RTU, National History Museum of Latvia, Daugavpils Olympic Centre, Liepaja Concert Hall Lielais dzintars, etc.

“We have been cooperating with Luminor since 2019, and the bank's support has been an integral part of the company's development over these years. We have now accumulated the necessary experience and are ready to take the next steps in our development on the international market. We actively participate in national and municipal tenders for cleaning and janitorial services, and plan to take on additional work and sites. As we have a growing number of partners and clients, the bank financing will allow us to ensure continuity of cash flow,” says Romāns Berseņevs, owner of BCS SIA.


BCS SIA was founded in 2010. The company provides daily cleaning of premises and territories, transport services and general cleaning, including cleaning of windows, shop windows and glass facades, cleaning after renovation or construction work, etc. The management system of BCS SIA has been certified according to the requirements of the international ISO quality standards since 2019. The company is one of the first in the Baltics to introduce 100% electronic records of working time and services. BCS SIA employs the most advanced cleaning methods to be one of the most efficient companies in the industry.

About Luminor

Luminor is the leading independent bank in the Baltic States and the third largest financial services provider in the region. We provide financial services to individuals, families, and enterprises. Just like our home markets of Estonia, Latvia, and Lithuania, we are young, dynamic, and forward looking.